Money and Finance
Recently, it came to my attention when a fellow investment blogger commented on one of my recent posts to inform that a senior blogger blogged about me. Yes I was aware, I just chose not to say much. However, I am honoured that my posts reach out to many investors out there.
You can find it here: http://teenageinvesting.blogspot.sg/2014/09/how-much-do-you-need-to-save-for-decent.html
Apparently, a senior blogger has blogged regarding my post on planning for the future.
Link: http://teenageinvesting.blogspot.sg/2014/09/is-having-no-money-really-reason-not-to.html
This is his post :)
Interestingly enough, I commented on this exact post but he never published it though he published a comment by someone else which was posted at a later timing. :)
Now, I don't mean to start a war. In fact, I have avoided all forms of direct confrontation as I believe my blog posts is about me and the journey I'm going through.
Thank you for those who have supported me whether directly or indirectly.
I do know that this particular blogger is a senior in terms of investments and experience. However I found some parts of his blog post very weird. In that sense, I would like to have a debate.
Let's begin.
Senior Blogger: In his article on 12 September, the blogger felt indignant that one of his readers commented that his advice was a piece of joke and that he would rather not waste time planning for his future. The blogger went on to sign off his article and encouraged his readers to plan for his future. After reading his blog post, I must categorically state that his article was a piece of junk and provide no value to young Singaporeans at all. Now look, everyone can say "plan for your future", even my mother can say that. But it sound damn hollow, so much so that even my parents didn't ever said that to me because they knew it would only make them looked real stupid in front of their children. So did I ever plan for my future? Hell no! But in fact, I have a good career, a stay-at-home wife, a lovely daughter and a nice little home. Did I achieve all these through meticulous planning years ago? Of course not! But did all these happen by chance? Of course not!
Firstly, the fact that your parents never ever told you to plan for your future is a tad unbelievable. If true, that's sad in more ways than one. That being said, I'm happy for you that you have a good career, a happy family and a home all without "planning".
Senior Blogger: If there are two things that I want to impart to my young daughter, they would be: character resilience and the ability to learn transferable skills. In today's context, there are just too many obstacles that life would throw at you and having a plan would not help you to navigate through these challenges. I have seen people crumbled after failing to meet their targets and lost their self confidence to carry on with their lives. So I would not advise my daughter to plan for her future. What is the point of telling her that when I don't even practice it?
Life is meant to be explored and we should have fun when we are young. But of course, there will be low points in our lives and it is important that we pick ourselves up and don't give up easily. It is having the will to succeed that differentiate the winners from the losers. In fact, if my daughter tell me that she met a guy who is able to plan everything in his life, I would tell her to get away from him immediately. Because this fellow would be a real boring person. Plan your life? You must be kidding.
With regards to the above statement, I agree entirely. Character Resilience and Learning New Skills is very valuable in life. However, not advising your daughter to plan for her future is your choice and entirely yours. I have no right to comment :) However, I'm not kidding about planning for my own life.
Not one of my posts, did I ever mention planning everything in my life.You seem to have a serious misunderstanding. I merely stated, planning for the future.
Let's say your daughter did meet a guy that has plans for his future, you would assume that he was boring without getting to know him. Planning for your future doesn't means that someone is boring. Don't judge. Don't stereotype. What if your daughter loves that guy, would you still tell her to get away? If so, you must be a really harsh father. Take my advice, being too controlling isn't necessarily a good thing if you are.
Senior Blogger: The blogger went on to claim that he would not want a grand affair wedding and don't care a hoot about his relatives' opinions. Well, I don't know which planet he come from but this is definitely not the Singapore way of doing things. Does he know what is he talking about? Obviously, he has no experience and probably don't even have a girlfriend right now. In Singapore, parents and parents-in-law have the final say on the customary wedding ceremony. Yeah, you wanted a simple wedding affair because you have planned or budgeted for the whole process. But it is only your wishful thinking. What if your parents-in-law wanted a grand wedding and expensive dowry from you? Are you going to cancel the wedding just because your budget was over-blown? Money is important but communication is even more important. You can save like hell right now but you never know the demands of your future parents-in-law. So instead of managing the wedding cost from a one-sided perspective, a better approach would be to have honest heart-to-heart talks with your partner on the kind of wedding you are able to afford. You should also moderate and manage your future parents-in-law expectations through your spouse if you think you have no money for the kind of wedding they expected.
Hi! I am from Earth, if you did not know.... The whole point of my post was to state that we did not always have to follow the "Singapore way of doing things". It's 2014. During your time, people may have more emphasis on culture, but people are slowly changing and more accepting.
To contradict, yes I do have a girlfriend. And not all parents want to have the final say in a wedding ceremony. Most parents respect their children's decision and do not give them the burden of a "Visualized Wedding". Like I said, it's 2014, and no it's not my wishful thinking.
To be honest with you, I feel that your thinking is very flawed. As children, we want our family to have a say in the marriage plans. However, having a say and deciding the whole process is 2 very different concepts which I hope that you'll understand.
Many parents give their child the freedom because of something called trust. If you would want to have the final say in your daughter's marriage then I question who's really getting married. You or your daughter ?
Senior blogger: I am glad that the blogger, who is a student, has not blog on career advice (yet) because I think it would sound fake as well. You really need life experiences and wisdom to be able to write stuff that can touch people. Probably the blogger cannot figure out what on earth is "transferable skill" all about and how it can shape his life. Singapore's education system don't teach this and I reckon most students don't learn it in school as well. Getting a bachelor degree is important in Singapore but it doesn't define success, it merely open a few doors for you to make the first steps. To get ahead in life, you must acquire transferable skills, no matter which industry you work in. Having a plan will not help you succeed in life. In fact, it will only impede your progress, because if you did not meet your targets, you would likely roll down the slippery slope and could even fall over the cliff.
My blog posts are not intended to "touch people". I'm blogging about my thoughts, and my experiences as I go through them. One step at a time. I don't intend to blog about career advices, simply because I'm not at that stage yet.
You seem to think of me as some stupid kid and that seriously angers me. However, I'm glad my mother has taught me well, never to take what others say seriously. Especially if their intentions were to insult you.
Your concept of "transferable skill" is indeed a gem of advice. And contrary to your thinking, I do understand the importance of having that in your career path. I would have appreciated a more "fatherly comment" coming from a senior investment blogger.
For your information, I did not grow up in a complete home. Things my father should have taught me, he didn't. Mainly because he was never in my life as I was growing up. I figured out everything for myself and I don't appreciate being regarded as someone who has no idea of what he's saying.
You may be more experienced and wiser, but your mentality and your actions are no different from "Cyber Bullying." Some day, I hope that you'll understand that your words do have an impact. Just that it's a negative one.
I end my post with a message to all the investors out there.
Each and everyone of you I've met so far, has taught me a lot in terms of your daily posts. And I'm thankful for that. My posts are meant to keep a log of my experiences (I said that a lot of times didn't I hahaha) that's all. And if I can help anyone begin their journey, I'm more than happy to.
Signing off,
Teenage Investor
- Does Having A Perfect Wedding Means Spending Thousands?
Recently, my blogpost was shared on The Real Singapore. Read post here: How Much Do You Need to Save For A Decent Wedding I took a peek at the comments, very very interesting comments too. They provided necessary insight into how our generation...
- The Journey Of A Budding Investor; When Actions Speak Louder Than Words
As some readers may recall, I previously received an email from "Reader A" who wanted to begin investing. When I asked how did he find me, he replied and I quote word by word: "Currently, i am 18. Just last Saturday, i went to a wedding of my relative....
- How Much Do You Need To Save For A Decent Wedding In Singapore?
In my previous blogpost I talked about having a plan in mind as you begin planning and saving for the future. For my future, marriage is definitely one of the main points in my life. http://teenageinvesting.blogspot.sg/2014/09/is-having-no-money-really-reason-not-to.html...
- Why 90% Of Young Singaporeans Are Worried About Their Financial Future ; Singapore Is The Most Expensive Country To Live In
It's pretty simple. I refer to a post from The Real Singapore (TRS) http://therealsingapore.com/content/survey-90-young-singaporeans-are-worried-about-their-future-finances 90% of 1000+ youths is an alarming number of over 900+ teenagers and...
- 80% Of Young Singaporeans Have Little To No Savings At All ; Are You One Of Them?
According to this link (http://sbr.com.sg/financial-services/news/disaster-in-making-4-out-5-young-singaporeans-have-no-savings) 4 out of 5 Singaporeans have little to no savings at all! True? Source: Singapore Business Review Now, firstly I would not...
Money and Finance
The Post for All Investors; Both Seniors and Juniors
Recently, it came to my attention when a fellow investment blogger commented on one of my recent posts to inform that a senior blogger blogged about me. Yes I was aware, I just chose not to say much. However, I am honoured that my posts reach out to many investors out there.
You can find it here: http://teenageinvesting.blogspot.sg/2014/09/how-much-do-you-need-to-save-for-decent.html
Apparently, a senior blogger has blogged regarding my post on planning for the future.
Link: http://teenageinvesting.blogspot.sg/2014/09/is-having-no-money-really-reason-not-to.html
This is his post :)
Now, I don't mean to start a war. In fact, I have avoided all forms of direct confrontation as I believe my blog posts is about me and the journey I'm going through.
Thank you for those who have supported me whether directly or indirectly.
I do know that this particular blogger is a senior in terms of investments and experience. However I found some parts of his blog post very weird. In that sense, I would like to have a debate.
Let's begin.
Senior Blogger: In his article on 12 September, the blogger felt indignant that one of his readers commented that his advice was a piece of joke and that he would rather not waste time planning for his future. The blogger went on to sign off his article and encouraged his readers to plan for his future. After reading his blog post, I must categorically state that his article was a piece of junk and provide no value to young Singaporeans at all. Now look, everyone can say "plan for your future", even my mother can say that. But it sound damn hollow, so much so that even my parents didn't ever said that to me because they knew it would only make them looked real stupid in front of their children. So did I ever plan for my future? Hell no! But in fact, I have a good career, a stay-at-home wife, a lovely daughter and a nice little home. Did I achieve all these through meticulous planning years ago? Of course not! But did all these happen by chance? Of course not!
Firstly, the fact that your parents never ever told you to plan for your future is a tad unbelievable. If true, that's sad in more ways than one. That being said, I'm happy for you that you have a good career, a happy family and a home all without "planning".
Senior Blogger: If there are two things that I want to impart to my young daughter, they would be: character resilience and the ability to learn transferable skills. In today's context, there are just too many obstacles that life would throw at you and having a plan would not help you to navigate through these challenges. I have seen people crumbled after failing to meet their targets and lost their self confidence to carry on with their lives. So I would not advise my daughter to plan for her future. What is the point of telling her that when I don't even practice it?
Life is meant to be explored and we should have fun when we are young. But of course, there will be low points in our lives and it is important that we pick ourselves up and don't give up easily. It is having the will to succeed that differentiate the winners from the losers. In fact, if my daughter tell me that she met a guy who is able to plan everything in his life, I would tell her to get away from him immediately. Because this fellow would be a real boring person. Plan your life? You must be kidding.
With regards to the above statement, I agree entirely. Character Resilience and Learning New Skills is very valuable in life. However, not advising your daughter to plan for her future is your choice and entirely yours. I have no right to comment :) However, I'm not kidding about planning for my own life.
Not one of my posts, did I ever mention planning everything in my life.You seem to have a serious misunderstanding. I merely stated, planning for the future.
Let's say your daughter did meet a guy that has plans for his future, you would assume that he was boring without getting to know him. Planning for your future doesn't means that someone is boring. Don't judge. Don't stereotype. What if your daughter loves that guy, would you still tell her to get away? If so, you must be a really harsh father. Take my advice, being too controlling isn't necessarily a good thing if you are.
Senior Blogger: The blogger went on to claim that he would not want a grand affair wedding and don't care a hoot about his relatives' opinions. Well, I don't know which planet he come from but this is definitely not the Singapore way of doing things. Does he know what is he talking about? Obviously, he has no experience and probably don't even have a girlfriend right now. In Singapore, parents and parents-in-law have the final say on the customary wedding ceremony. Yeah, you wanted a simple wedding affair because you have planned or budgeted for the whole process. But it is only your wishful thinking. What if your parents-in-law wanted a grand wedding and expensive dowry from you? Are you going to cancel the wedding just because your budget was over-blown? Money is important but communication is even more important. You can save like hell right now but you never know the demands of your future parents-in-law. So instead of managing the wedding cost from a one-sided perspective, a better approach would be to have honest heart-to-heart talks with your partner on the kind of wedding you are able to afford. You should also moderate and manage your future parents-in-law expectations through your spouse if you think you have no money for the kind of wedding they expected.
Hi! I am from Earth, if you did not know.... The whole point of my post was to state that we did not always have to follow the "Singapore way of doing things". It's 2014. During your time, people may have more emphasis on culture, but people are slowly changing and more accepting.
To contradict, yes I do have a girlfriend. And not all parents want to have the final say in a wedding ceremony. Most parents respect their children's decision and do not give them the burden of a "Visualized Wedding". Like I said, it's 2014, and no it's not my wishful thinking.
To be honest with you, I feel that your thinking is very flawed. As children, we want our family to have a say in the marriage plans. However, having a say and deciding the whole process is 2 very different concepts which I hope that you'll understand.
Many parents give their child the freedom because of something called trust. If you would want to have the final say in your daughter's marriage then I question who's really getting married. You or your daughter ?
Senior blogger: I am glad that the blogger, who is a student, has not blog on career advice (yet) because I think it would sound fake as well. You really need life experiences and wisdom to be able to write stuff that can touch people. Probably the blogger cannot figure out what on earth is "transferable skill" all about and how it can shape his life. Singapore's education system don't teach this and I reckon most students don't learn it in school as well. Getting a bachelor degree is important in Singapore but it doesn't define success, it merely open a few doors for you to make the first steps. To get ahead in life, you must acquire transferable skills, no matter which industry you work in. Having a plan will not help you succeed in life. In fact, it will only impede your progress, because if you did not meet your targets, you would likely roll down the slippery slope and could even fall over the cliff.
My blog posts are not intended to "touch people". I'm blogging about my thoughts, and my experiences as I go through them. One step at a time. I don't intend to blog about career advices, simply because I'm not at that stage yet.
You seem to think of me as some stupid kid and that seriously angers me. However, I'm glad my mother has taught me well, never to take what others say seriously. Especially if their intentions were to insult you.
Your concept of "transferable skill" is indeed a gem of advice. And contrary to your thinking, I do understand the importance of having that in your career path. I would have appreciated a more "fatherly comment" coming from a senior investment blogger.
For your information, I did not grow up in a complete home. Things my father should have taught me, he didn't. Mainly because he was never in my life as I was growing up. I figured out everything for myself and I don't appreciate being regarded as someone who has no idea of what he's saying.
You may be more experienced and wiser, but your mentality and your actions are no different from "Cyber Bullying." Some day, I hope that you'll understand that your words do have an impact. Just that it's a negative one.
Each and everyone of you I've met so far, has taught me a lot in terms of your daily posts. And I'm thankful for that. My posts are meant to keep a log of my experiences (I said that a lot of times didn't I hahaha) that's all. And if I can help anyone begin their journey, I'm more than happy to.
Signing off,
Teenage Investor
- Does Having A Perfect Wedding Means Spending Thousands?
Recently, my blogpost was shared on The Real Singapore. Read post here: How Much Do You Need to Save For A Decent Wedding I took a peek at the comments, very very interesting comments too. They provided necessary insight into how our generation...
- The Journey Of A Budding Investor; When Actions Speak Louder Than Words
As some readers may recall, I previously received an email from "Reader A" who wanted to begin investing. When I asked how did he find me, he replied and I quote word by word: "Currently, i am 18. Just last Saturday, i went to a wedding of my relative....
- How Much Do You Need To Save For A Decent Wedding In Singapore?
In my previous blogpost I talked about having a plan in mind as you begin planning and saving for the future. For my future, marriage is definitely one of the main points in my life. http://teenageinvesting.blogspot.sg/2014/09/is-having-no-money-really-reason-not-to.html...
- Why 90% Of Young Singaporeans Are Worried About Their Financial Future ; Singapore Is The Most Expensive Country To Live In
It's pretty simple. I refer to a post from The Real Singapore (TRS) http://therealsingapore.com/content/survey-90-young-singaporeans-are-worried-about-their-future-finances 90% of 1000+ youths is an alarming number of over 900+ teenagers and...
- 80% Of Young Singaporeans Have Little To No Savings At All ; Are You One Of Them?
According to this link (http://sbr.com.sg/financial-services/news/disaster-in-making-4-out-5-young-singaporeans-have-no-savings) 4 out of 5 Singaporeans have little to no savings at all! True? Source: Singapore Business Review Now, firstly I would not...