ROTH IRA
Money and Finance

ROTH IRA


I originially opened a Roth IRA to invest in mutual funds through Vanguard. I got to thinking about the expense ratios, which Vanguard is usually the lowest, however by purchasing solid dividend paying companies with solid fundamentals you'll pay far less in expenses over the long-term. A more detailed post will be coming about this.

So my question is should I open a ROTH IRA brokerage account through Fidelity where I currently have my brokerage account or somewhere else? I'll be a fairly passive investor choosing the best of my watchlist and trading no more than 10-12 times per year.




- Dividend Update - January 2013
January was an okay month for dividends but still a far cry from December's personal record.  I ended up having 2 companies pay in my FI portfolio and 1 in my Roth IRA.  Normal January's from now on would see 3 pay outs in the FI portfolio but...

- Dividend Update - November 2012
November was a decent month for dividends with 5 companies paying out in my FI portfolio but none in my Roth IRA.  This was much better than October's 3 total payouts.  And December is going to be an awesome month with 12 payouts in my FI portfolio...

- Mutual Fund Vs Diy
The common belief is that you should just park your money in index mutual funds and annually rebalance. While I believe that's probably good for anyone that doesn't want to take the time to select their own investments, if you are so inclined...

- Max Out The 401k?
Today I read a post on TheSimpleDollar about "The Different Meanings of Saving for Retirement" which really got me thinking. Since my plans are to "retire" by 40 and live off of passive income things might need to change. For 2011 I maxed out my 401k...

- Recent Buy
I decided to open my Roth IRA with Fidelity just to keep everything together for now. And the first purchase I made was for 25 shares of Wells Fargo (WFC). At the current dividend payout of $0.48 / yr and my purchase price of $25 / share my YOC is 1.90%....



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