Money and Finance
March was another good month. Not quite as good as January and February but an $8k positive move is still good. More than half of that came from debt repayment. I sent an extra $3,350 to service that debt and it's going well to possibly be done with it a month earlier. The rest came from additional investments to my 401k and Roth IRA and increases in value as well as dividends paid. Also additional savings from my income accounted for about $1,200 of it.
Current Assets: $129,901.66
Curent Liquid Assets:
Current Debts: -$31,353.58
Net Worth: $98,548.08
I can't get my liquid assets because I didn't calculate it before I started making changes to my spreadsheet with the change of the month. It ended up being pretty much flat for the month.
My savings rate for March was 75.10% from my take home pay. As usual this doesn't include my 401k contributions, but does include my debt service payment.
YTD my net worth has increased 43.31% for a total of $29,784.63. My net worth is getting very close to the $100k mark. It might cross it at some point in April but I don't expect to end the month over $100k since I have a wedding bill coming up this month that's going to take a chunk of my savings. At least it's savings and not debt.
Best of luck to everyone else. Even if you aren't making big steps, as long as they're steps in the right direction it's progress.
- Net Worth Update - May 2012
May was another down month for my net worth but overall it was worth it for what I did to lower it. My debt is now gone so I'll get to start saving a lot more of my income. My first back to back negative month just happened of course that's going...
- Net Worth Update - April 2012
April was a bad month for my net worth. It actually decreased this month which was the first negative move since July 2011. The markets being down for the month didn't help the net worth out either. I also had just over $5,000 come out of my savings...
- Net Worth Update - January 2012
January was a good month with the stock market making a move upwards. I had my second largest monthly net worth gain with a $10,873.17 move upwards. I had a big move from my savings (~$2,600 and debt payment ($2,425). Another $800 came from my ESPP purchase...
- Net Worth Update - December 2011
December wasn’t a great month, but that was mainly due to the fact that I finally got a chance to be a home and recalculate my debt that I owe. This change should’ve been reflected back in October but I’ve been working a whole lot and haven’t...
- Net Worth Update For November 2011
November was a good month and saw my assets creep up over $100k. Unfortunuately I still have quite a bit of debt that I'm paying off that I will hopefully be done with late 2012 or early 2013, depends on how much I work since I get paid by the day....
Money and Finance
Net Worth Update - March 2012
March was another good month. Not quite as good as January and February but an $8k positive move is still good. More than half of that came from debt repayment. I sent an extra $3,350 to service that debt and it's going well to possibly be done with it a month earlier. The rest came from additional investments to my 401k and Roth IRA and increases in value as well as dividends paid. Also additional savings from my income accounted for about $1,200 of it.
Current Assets: $129,901.66
Curent Liquid Assets:
Current Debts: -$31,353.58
Net Worth: $98,548.08
I can't get my liquid assets because I didn't calculate it before I started making changes to my spreadsheet with the change of the month. It ended up being pretty much flat for the month.
My savings rate for March was 75.10% from my take home pay. As usual this doesn't include my 401k contributions, but does include my debt service payment.
YTD my net worth has increased 43.31% for a total of $29,784.63. My net worth is getting very close to the $100k mark. It might cross it at some point in April but I don't expect to end the month over $100k since I have a wedding bill coming up this month that's going to take a chunk of my savings. At least it's savings and not debt.
Best of luck to everyone else. Even if you aren't making big steps, as long as they're steps in the right direction it's progress.
- Net Worth Update - May 2012
May was another down month for my net worth but overall it was worth it for what I did to lower it. My debt is now gone so I'll get to start saving a lot more of my income. My first back to back negative month just happened of course that's going...
- Net Worth Update - April 2012
April was a bad month for my net worth. It actually decreased this month which was the first negative move since July 2011. The markets being down for the month didn't help the net worth out either. I also had just over $5,000 come out of my savings...
- Net Worth Update - January 2012
January was a good month with the stock market making a move upwards. I had my second largest monthly net worth gain with a $10,873.17 move upwards. I had a big move from my savings (~$2,600 and debt payment ($2,425). Another $800 came from my ESPP purchase...
- Net Worth Update - December 2011
December wasn’t a great month, but that was mainly due to the fact that I finally got a chance to be a home and recalculate my debt that I owe. This change should’ve been reflected back in October but I’ve been working a whole lot and haven’t...
- Net Worth Update For November 2011
November was a good month and saw my assets creep up over $100k. Unfortunuately I still have quite a bit of debt that I'm paying off that I will hopefully be done with late 2012 or early 2013, depends on how much I work since I get paid by the day....