Money and Finance
September was an okay month for my spending. I let my expenses creep up higher than where I would like but I was still lower than my average for the year so far. My minimum expenses for September ended the month at $1,422.25. This brought my average minimum expenses in 2012 down to $1,528.77. Total expenses for the month was fairly well under control at $1,565.71 although there's still work to be done, mainly on the required expenses front. My average total monthly expenses for 2012 is down to $1,703.91. Thanks to one of my lowest expenditure months on top of my highest monthly dividend total my PRI of $169.13 covered a total of 11.89% of my minimum expenses. My FI at the end of September was $167.21 which would cover 11.74% of Septembers minimum expenses. I was surprised to see that my PRI, which is just dividend and interest income, covered almost 12% of my expenses. That was great to see. I can't wait until I'm averaging at 12% coverage ratio, which based on September is receiving just under $2,000 in annual dividends. I like seeing the teal line at the bottom of the graph get higher and higher every month.
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- Income Update - February 2013
February was a great month. I had a higher than normal income and put the difference to straight to savings. I did a pretty good job with controlling expenses for the month. Restaurants and groceries both overshot their budget, but by a combined $14 so...
- Income Update - January 2013
January was a truly awesome month. I ended up bringing home over $2,200 more than my average for 2012 and the best part is that all went straight to savings. I only overshot one category by a lot but that'll start getting in check beginning with...
- Income Update - December 2012
December's income was lower than what I'd averaged through the first 11 months of 2012 but was still great at almost $6,500. It wasn't a great month for expenses but considering how much I went over budget on a few areas I'm happy that...
- Income Update - November 2012
November's income was higher than my average so far for the year which is great because I'm still able tor reduce my expenses so every extra dollar of income gets to be converted into savings mainly dividend growth investing capital. Not only...
- Income Update - August 2012
August was a decent month for my spending with it being below my average so far for the year, but it was still higher than it should have been. My minimum expenses in August ended the month at $1,417.13. So far in 2012 my minimum expenses have averaged...
Money and Finance
Income Update - September 2012
September was an okay month for my spending. I let my expenses creep up higher than where I would like but I was still lower than my average for the year so far. My minimum expenses for September ended the month at $1,422.25. This brought my average minimum expenses in 2012 down to $1,528.77. Total expenses for the month was fairly well under control at $1,565.71 although there's still work to be done, mainly on the required expenses front. My average total monthly expenses for 2012 is down to $1,703.91. Thanks to one of my lowest expenditure months on top of my highest monthly dividend total my PRI of $169.13 covered a total of 11.89% of my minimum expenses. My FI at the end of September was $167.21 which would cover 11.74% of Septembers minimum expenses. I was surprised to see that my PRI, which is just dividend and interest income, covered almost 12% of my expenses. That was great to see. I can't wait until I'm averaging at 12% coverage ratio, which based on September is receiving just under $2,000 in annual dividends. I like seeing the teal line at the bottom of the graph get higher and higher every month.
Read more »
- Income Update - February 2013
February was a great month. I had a higher than normal income and put the difference to straight to savings. I did a pretty good job with controlling expenses for the month. Restaurants and groceries both overshot their budget, but by a combined $14 so...
- Income Update - January 2013
January was a truly awesome month. I ended up bringing home over $2,200 more than my average for 2012 and the best part is that all went straight to savings. I only overshot one category by a lot but that'll start getting in check beginning with...
- Income Update - December 2012
December's income was lower than what I'd averaged through the first 11 months of 2012 but was still great at almost $6,500. It wasn't a great month for expenses but considering how much I went over budget on a few areas I'm happy that...
- Income Update - November 2012
November's income was higher than my average so far for the year which is great because I'm still able tor reduce my expenses so every extra dollar of income gets to be converted into savings mainly dividend growth investing capital. Not only...
- Income Update - August 2012
August was a decent month for my spending with it being below my average so far for the year, but it was still higher than it should have been. My minimum expenses in August ended the month at $1,417.13. So far in 2012 my minimum expenses have averaged...