Money and Finance
February was a great month. I had a higher than normal income and put the difference to straight to savings. I did a pretty good job with controlling expenses for the month. Restaurants and groceries both overshot their budget, but by a combined $14 so it's nothing to worry too much about. My minimum and total expenses jumped this month thanks to my new cell phone from December waiting for a full billing cycle. I ended up getting charged for 1.5 months so it's much higher than normal. Instead of the $200+ from February it'll be closer to $90 which is still higher than I'd like but I can live with that. My minimum expenses for the month came in at $1,500.33 which is disappointing but would have been around $1,400 with a normal cell phone bill. TTM minimum expenses are averaging $1,453.94. My average for the year is $1,402.26 which is close to my goal of averaging less than $1,400 for the year. Total expenses for February ended at $1,603.48 and brought the TTM average down to $1,606.29. Dividend and interest income was decent for the month totaling $67.43, so my potential retirement income covered 4.49% of my minimum expenses. The 30 year treasury yield ended February at 3.10% which brings my FI number up to $307.71, over 2.5 times February 2012's number. This would cover 20.51% of my minimum February expenses.
Read more »
- Income Update - March 2013
This year has been just amazing. My income has been way up and that has helped to contribute to so many of my goals for 2013. I did really good in March on controlling the expenses, and brought them back in line with January after February's...
- Income Update - December 2012
December's income was lower than what I'd averaged through the first 11 months of 2012 but was still great at almost $6,500. It wasn't a great month for expenses but considering how much I went over budget on a few areas I'm happy that...
- Income Update - November 2012
November's income was higher than my average so far for the year which is great because I'm still able tor reduce my expenses so every extra dollar of income gets to be converted into savings mainly dividend growth investing capital. Not only...
- Income Update - September 2012
September was an okay month for my spending. I let my expenses creep up higher than where I would like but I was still lower than my average for the year so far. My minimum expenses for September ended the month at $1,422.25. This brought my average...
- Income Update - August 2012
August was a decent month for my spending with it being below my average so far for the year, but it was still higher than it should have been. My minimum expenses in August ended the month at $1,417.13. So far in 2012 my minimum expenses have averaged...
Money and Finance
Income Update - February 2013
February was a great month. I had a higher than normal income and put the difference to straight to savings. I did a pretty good job with controlling expenses for the month. Restaurants and groceries both overshot their budget, but by a combined $14 so it's nothing to worry too much about. My minimum and total expenses jumped this month thanks to my new cell phone from December waiting for a full billing cycle. I ended up getting charged for 1.5 months so it's much higher than normal. Instead of the $200+ from February it'll be closer to $90 which is still higher than I'd like but I can live with that. My minimum expenses for the month came in at $1,500.33 which is disappointing but would have been around $1,400 with a normal cell phone bill. TTM minimum expenses are averaging $1,453.94. My average for the year is $1,402.26 which is close to my goal of averaging less than $1,400 for the year. Total expenses for February ended at $1,603.48 and brought the TTM average down to $1,606.29. Dividend and interest income was decent for the month totaling $67.43, so my potential retirement income covered 4.49% of my minimum expenses. The 30 year treasury yield ended February at 3.10% which brings my FI number up to $307.71, over 2.5 times February 2012's number. This would cover 20.51% of my minimum February expenses.
Read more »
- Income Update - March 2013
This year has been just amazing. My income has been way up and that has helped to contribute to so many of my goals for 2013. I did really good in March on controlling the expenses, and brought them back in line with January after February's...
- Income Update - December 2012
December's income was lower than what I'd averaged through the first 11 months of 2012 but was still great at almost $6,500. It wasn't a great month for expenses but considering how much I went over budget on a few areas I'm happy that...
- Income Update - November 2012
November's income was higher than my average so far for the year which is great because I'm still able tor reduce my expenses so every extra dollar of income gets to be converted into savings mainly dividend growth investing capital. Not only...
- Income Update - September 2012
September was an okay month for my spending. I let my expenses creep up higher than where I would like but I was still lower than my average for the year so far. My minimum expenses for September ended the month at $1,422.25. This brought my average...
- Income Update - August 2012
August was a decent month for my spending with it being below my average so far for the year, but it was still higher than it should have been. My minimum expenses in August ended the month at $1,417.13. So far in 2012 my minimum expenses have averaged...