Money and Finance
My expenses went back up from December thanks to lots of driving increasing my gas costs. Unfortunately my total expenses for January was pretty much on par with the average for last year. I’m hoping to get my expenses down further to create a larger buffer to be able to save. One good move in lowering my expenses was my total food budget. I decreased my total food expenses by almost 28%. I’m not really sure how that happened and know that it will bounce back up in February, but the goal is for it to not rebound much. My goal for this year is to reduce my food spending by a total of 15%. I brought in a total of $6,821.37 this month and was able to save or use as extra debt payment $5,082.27 or 74.51% of my income. It’s been a hard road to try and get my expenses down but anything worth doing isn’t easy.
- Income Update - March 2013
This year has been just amazing. My income has been way up and that has helped to contribute to so many of my goals for 2013. I did really good in March on controlling the expenses, and brought them back in line with January after February's...
- Income Update - January 2013
January was a truly awesome month. I ended up bringing home over $2,200 more than my average for 2012 and the best part is that all went straight to savings. I only overshot one category by a lot but that'll start getting in check beginning with...
- Income Update - November 2012
November's income was higher than my average so far for the year which is great because I'm still able tor reduce my expenses so every extra dollar of income gets to be converted into savings mainly dividend growth investing capital. Not only...
- Income Update - May 2012
May was right in line with April as far as spending. My minimum expenses and total expenses were pretty much even over the month which is good since they didn't go up but I didn't make a lot of progress on lowering them more. My minimum expenses...
- Income Update - February 2012
February was right in line with most of my other months as far as expenses go. I'll start seeing the decrease in our cable bill since we dropped cable down to the most basic and have increased our internet speed and signed up with Netflix. This will...
Money and Finance
Income Update - January 2012
My expenses went back up from December thanks to lots of driving increasing my gas costs. Unfortunately my total expenses for January was pretty much on par with the average for last year. I’m hoping to get my expenses down further to create a larger buffer to be able to save. One good move in lowering my expenses was my total food budget. I decreased my total food expenses by almost 28%. I’m not really sure how that happened and know that it will bounce back up in February, but the goal is for it to not rebound much. My goal for this year is to reduce my food spending by a total of 15%. I brought in a total of $6,821.37 this month and was able to save or use as extra debt payment $5,082.27 or 74.51% of my income. It’s been a hard road to try and get my expenses down but anything worth doing isn’t easy.
- Income Update - March 2013
This year has been just amazing. My income has been way up and that has helped to contribute to so many of my goals for 2013. I did really good in March on controlling the expenses, and brought them back in line with January after February's...
- Income Update - January 2013
January was a truly awesome month. I ended up bringing home over $2,200 more than my average for 2012 and the best part is that all went straight to savings. I only overshot one category by a lot but that'll start getting in check beginning with...
- Income Update - November 2012
November's income was higher than my average so far for the year which is great because I'm still able tor reduce my expenses so every extra dollar of income gets to be converted into savings mainly dividend growth investing capital. Not only...
- Income Update - May 2012
May was right in line with April as far as spending. My minimum expenses and total expenses were pretty much even over the month which is good since they didn't go up but I didn't make a lot of progress on lowering them more. My minimum expenses...
- Income Update - February 2012
February was right in line with most of my other months as far as expenses go. I'll start seeing the decrease in our cable bill since we dropped cable down to the most basic and have increased our internet speed and signed up with Netflix. This will...