Money and Finance
April 15th is fast approaching us. That wonderful deadline where that mysterious Uncle Sam that I've still yet to meet comes either asking for money or sends me a check. It's time to look at the ways you can use any refund coming your way.
1. Pay down debt
This is step 1 for anyone that still carries debt, especially credit card debt. Paying off credit card debt is going to be the best guaranteed return that you'll find. According to CreditCards.com as of February 6th that national average interest rate on credit cards was 14.96%. If you carry $10,000 in credit card debt at the national average rate, it will take over 12 years to payoff if you make the minimum payment and you'll end up paying over $4,400 in interest over that time.
Read more »
- Weekly Loyal3 Purchases
Back in August I started a new portfolio with Loyal3. Loyal3 is a new brokerage that allows you to make purchases with no commission costs. That's right, fee free investing. Well, I just got an email on Friday from Loyal3 and they will no longer...
- Weekly Loyal3 Purchases
Back in August I started a new portfolio with Loyal3. Loyal3 is a new brokerage that allows you to make purchases with no commission costs. That's right, fee free investing. Well, I just got an email on Friday from Loyal3 and they will no longer...
- Weekly Loyal3 Purchases
Earlier this month I started a new portfolio through Loyal3 and what I really like about it is the opportunity to dollar cost average into positions for free. That's right no commission costs. And the fact that you can purchase shares using your...
- Applying For Your First Credit Card
It's a big world out there! Sooner or later, you realise that having a Credit Card might be essential in your everyday life as you're growing up. Or maybe you just decided that having a Credit Card would boost your image or there are many benefits...
- Why I Prefer To Use Credit Cards...
In 2008 I wrote why I use credit cards here. Back then I had just two credit cards. I still use Discover for most of my purchases as well as most of my online shopping. Usually they have 1% on most purchases and 5% on certain purchases which vary...
Money and Finance
What are you doing with your tax refund?
April 15th is fast approaching us. That wonderful deadline where that mysterious Uncle Sam that I've still yet to meet comes either asking for money or sends me a check. It's time to look at the ways you can use any refund coming your way.
1. Pay down debt
This is step 1 for anyone that still carries debt, especially credit card debt. Paying off credit card debt is going to be the best guaranteed return that you'll find. According to CreditCards.com as of February 6th that national average interest rate on credit cards was 14.96%. If you carry $10,000 in credit card debt at the national average rate, it will take over 12 years to payoff if you make the minimum payment and you'll end up paying over $4,400 in interest over that time.
Read more »
- Weekly Loyal3 Purchases
Back in August I started a new portfolio with Loyal3. Loyal3 is a new brokerage that allows you to make purchases with no commission costs. That's right, fee free investing. Well, I just got an email on Friday from Loyal3 and they will no longer...
- Weekly Loyal3 Purchases
Back in August I started a new portfolio with Loyal3. Loyal3 is a new brokerage that allows you to make purchases with no commission costs. That's right, fee free investing. Well, I just got an email on Friday from Loyal3 and they will no longer...
- Weekly Loyal3 Purchases
Earlier this month I started a new portfolio through Loyal3 and what I really like about it is the opportunity to dollar cost average into positions for free. That's right no commission costs. And the fact that you can purchase shares using your...
- Applying For Your First Credit Card
It's a big world out there! Sooner or later, you realise that having a Credit Card might be essential in your everyday life as you're growing up. Or maybe you just decided that having a Credit Card would boost your image or there are many benefits...
- Why I Prefer To Use Credit Cards...
In 2008 I wrote why I use credit cards here. Back then I had just two credit cards. I still use Discover for most of my purchases as well as most of my online shopping. Usually they have 1% on most purchases and 5% on certain purchases which vary...