Money and Finance
- Dividend Update - November 2012
November was a decent month for dividends with 5 companies paying out in my FI portfolio but none in my Roth IRA. This was much better than October's 3 total payouts. And December is going to be an awesome month with 12 payouts in my FI portfolio...
- January Review
Time moves so fast doesn't it? DIS$3.52FCISX$30.69GE$11.73HASI$25.50KHC$7.79LTC$3.78MDLZ$0.38NRZ$1.38O$4.39PEP$4.86WMT$19.58Total$113.60 Earnings and Loss Bank$3,902.17Capital One 360 Bank$1,578.89Scottrade Tax$41,904.07Scottrade ROTH$1,815.64Loyal3$12,916.23401k$23,367.89Edward...
- November Review
It’s already December! I wish we had these Christmas Markets in the states. OHI$47.60TIS$6.30KMI$11.22T$45.12SBUX$4.61LTC$3.57AAPL$2.18DE$10.20KHC$7.15O$4.38FCISX$28.36Total$170.69 Cash flow Salary$4,559.09Dividend$107.69Interest & Online$7.72Total$4,571.19...
- 2015 Review; 2016 New Year's Resolution
Happy New Year! I decided to do my year end review and new year's resolution now as holidays tend to become chaotic. I will still do the buys and month reviews. Black font are my original goals, red font are my updated, and blue fonts are my comments....
- August Review
Market went crazy again. Time to recession proof my portfolio but first let’s review August. August’s Dividend CORR$40.37OHI$45.10TIS$6.30KMI$10.78T$27.73FCISX24.68SBUX$3.27LTC$3.57AAPL$1.56DE$10.20 Total: $173.56 Cash flow Salary*$4,644.93Dividend$173.56Interest...
Money and Finance
December Review
ESV | $1.35 |
CVX | $20.33 |
ADM | $26.04 |
COP | $5.18 |
TROW | $6.76 |
JNJ | $48.75 |
MSEX | $0.80 |
SO | $11.94 |
KO | $34.20 |
AFL | $6.97 |
UL | $16.04 |
ORI | $6.48 |
GILD | $4.73 |
LTC | $3.57 |
K | $3.41 |
NSC | $6.49 |
HSY | $1.60 |
VTR | $18.98 |
CCP | $3.42 |
CMI | $9.75 |
O | $4.38 |
VFC | $1.79 |
FCISX | $29.79 |
Total | $272.75 |
Cash flow
Salary | $5,968.96 |
Dividend | $272.75 |
Interest & Online | $12.47 |
Total | $6,254.18 |
Deductions
Gas Bill | $65.53 |
Electric bill | $111.82 |
Water Bill | $251.20 |
QT | $0.00 |
Discretionary | $357.23 |
Car payment | $435.45 |
Property Tax | $430.52 |
Total | $1,651.75 |
Calculation
Total Saved | $4,602.43 |
% saved | 73.59% |
Safety Net Total
Bank | $3,990.76 |
Capital One 360 Bank | $1,578.89 |
Scottrade Tax | $39,822.66 |
Scottrade ROTH | $1,902.24 |
Loyal3 | $12,039.18 |
401k | $23,074.68 |
Edward Jones Roth | $7,213.58 |
Total | $89,621.99 |
Summary
- All my accounts went down except for my 401K and bank account. My goal is to reach my first $100k by March.
- My paycheck is a bit higher this month than previous months. I worked part time as a bell ringer for the salvation army. 22 hours a week from Mid-November all the way to the end of December. Made an extra $1,500 for one and a half months. I requested to receive the entire pay at one time instead of dealing with a bunch of small paychecks since my local salvation army does not do direct deposit...for some reason.
- I now own 100 shares of AT&T, ADM, and KO. All three are now “full positions” but I will still make my $20 buy of KO in Loyal3.
- I greatly increased my positions in Loyal3. I now own 16 individual stocks that is funding my loyal3 mini mutual fund. I added MDLZ, NKE, YUM, and MCD in the month of december. I will dollar average these positions and buy big on dips.
- In one month I went from 0 shares of WMT to 57.25 shares at a rate of $59 per share. In other words I invested $3378.20 in WMT in one month and still came away with some cap gains. This was a major push to reclaim my portfolio from sensitive income to hard defensive stocks. I literally moved 5% of my entire portfolio into the defensive sector.
- I sold BBL, KMI, SOUHY, ESV, and NSC for tax harvesting reasons and to reduce volatility. I reinvested the money into HASI and PG. My goal is to move PG to 100 shares by the end of the year along with JNJ if possible.
- I received a 1% raise at work which translate to +$0.86 per paycheck or $22.36 per year. Some people were angry but I’ll take it. $22 more dollars in my Loyal3.
- Dividend increases
- T increased its dividends by 2.1% from $0.47 to $0.48.
- HASI increased its dividends by 15.4% from $0.26 to $0.30.
- WPC increased its dividends by 0.6% from $0.895 to $.90.
- O increased its dividend by 0.3% from $0.1905 to $0.191.
Future buys.
I am looking into EMR, PG, CL, CMI, and JNJ.
- EMR below $45.
- PG at $75-80.
- CL at $63.
- CMI at $80.
- JNJ at $100.
My dividend funds currently stands at $2,154.60+FCISX dividends. Portfolio updated. Happy New Year everyone.
- Dividend Update - November 2012
November was a decent month for dividends with 5 companies paying out in my FI portfolio but none in my Roth IRA. This was much better than October's 3 total payouts. And December is going to be an awesome month with 12 payouts in my FI portfolio...
- January Review
Time moves so fast doesn't it? DIS$3.52FCISX$30.69GE$11.73HASI$25.50KHC$7.79LTC$3.78MDLZ$0.38NRZ$1.38O$4.39PEP$4.86WMT$19.58Total$113.60 Earnings and Loss Bank$3,902.17Capital One 360 Bank$1,578.89Scottrade Tax$41,904.07Scottrade ROTH$1,815.64Loyal3$12,916.23401k$23,367.89Edward...
- November Review
It’s already December! I wish we had these Christmas Markets in the states. OHI$47.60TIS$6.30KMI$11.22T$45.12SBUX$4.61LTC$3.57AAPL$2.18DE$10.20KHC$7.15O$4.38FCISX$28.36Total$170.69 Cash flow Salary$4,559.09Dividend$107.69Interest & Online$7.72Total$4,571.19...
- 2015 Review; 2016 New Year's Resolution
Happy New Year! I decided to do my year end review and new year's resolution now as holidays tend to become chaotic. I will still do the buys and month reviews. Black font are my original goals, red font are my updated, and blue fonts are my comments....
- August Review
Market went crazy again. Time to recession proof my portfolio but first let’s review August. August’s Dividend CORR$40.37OHI$45.10TIS$6.30KMI$10.78T$27.73FCISX24.68SBUX$3.27LTC$3.57AAPL$1.56DE$10.20 Total: $173.56 Cash flow Salary*$4,644.93Dividend$173.56Interest...