Money and Finance
2012 is now in the books so it's time to check up on how my goals went for the year. Overall I'm very pleased with how the year went although there's still some things I need to work on in 2013. Without further ado, let's check the numbers.
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- 2012 Goals - 2nd Quarter Update
The first half of the year has seen great strides in some areas and left plenty to be desired in others. That's the reason I've started to keep track of my annual goals and am providing updates, it forces me to be accountable and stay on target....
- 2012 Goals
My ultimate goal is to be able to retire by 40 by replacing all of my income with dividend payouts. I have a long ways to go but am working on making progress towards it. Budgeting goals for 2012: Average 70% after-tax savings rate Average less than...
Money and Finance
2012 Goals - 4th Quarter Update
2012 is now in the books so it's time to check up on how my goals went for the year. Overall I'm very pleased with how the year went although there's still some things I need to work on in 2013. Without further ado, let's check the numbers.
| Goal | 2012 Amounts | Status |
|---|---|---|
| 70% take-home pay savings rate | 77.17% average savings (Jan 74.51%, Feb 73.09%, Mar 75.10%, Apr 71.42%, May 66.93%, Jun 87.23%, Jul 81.49%, Aug 74.05%, Sep 79.83%, Oct 82.83%, Nov 83.00%, Dec 76.55%) | Exceeded Goal |
| Less than $1,600 required expenses | $1,501.62 average (Jan $1,694.02, Feb $1,682.70, Mar $1,590.72, Apr $1,541.32, May $1,549.48, Jun $1,252.68, Jul $1,608.65, Aug $1,417.13, Sep $1,422.25, Oct $1,440.69, Nov $1,392.91, Dec $1,426.97) | Exceeded Goal |
| Reduce Misc. Expenses by 20% (Exp. < $131.62 per mo) | $113.54 | Exceeded Goal |
| Reduce Restaurant Expenses by 20% (Exp. < $128.12 per mo) | $142.56 | Needs Improvement |
| Reduce Grocery Spending by 10% (Exp. < $214.07 per mo) | $216.46 | Almost Met Goal |
- 2013 Goals - 3rd Quarter Update
Somehow the 3rd quarter has already passed us by and we're almost done with the 1st month of the 4th quarter. Really? I'm a bit late on this, seeing as how the 4th quarter is quickly passing by but it's time to look back to see where I'm...
- 2013 Goals - 1st Half Update
I can't believe the 1st half of the year is already over with. Or July for that matter. It seems like July 4th was just yesterday but the end of the month is almost near. Now that the 1st half is done, it's time to look back and see where...
- 2013 Goals - 1st Quarter Update
I can't believe the 1st quarter has already come and gone. Now that the 1st quarter is done, it's time to look back and see where I'm at on the goals that I originally set back in January. 2013 Budgeting Goals - 1st Quarter Results Goal...
- 2012 Goals - 2nd Quarter Update
The first half of the year has seen great strides in some areas and left plenty to be desired in others. That's the reason I've started to keep track of my annual goals and am providing updates, it forces me to be accountable and stay on target....
- 2012 Goals
My ultimate goal is to be able to retire by 40 by replacing all of my income with dividend payouts. I have a long ways to go but am working on making progress towards it. Budgeting goals for 2012: Average 70% after-tax savings rate Average less than...